Credit Card Processing

Accept major credit cards at your business, including Visa, MasterCard, Discover, American Express, Diners Club and JCB. Businesses accepting non-cash purchase payments have seen increased revenue by more than 30% in a year. With Fifth Manhattan you can accept nearly any card your customer carries today. Accepting credit cards encourages consumer purchasing and stimulates customer impulse buying, typically increasing the average amount spent by consumers.

In order to accept major credit cards through a terminal or on your website, you’ll need a merchant account. Your merchant account is administered by your Merchant Service Provider (MSP) – in this instance, Fifth Manhattan. Your MSP is responsible for maintaining your account within federal/state regulations, depositing funds into your checking account, helping to protect against fraud, and providing customer support. See below to view the flow of a typical transaction: